Welcome to the world of financial empowerment and smart money management! Our Statement of Attainment in Financial Management is your key to mastering the art of handling money with precision and confidence. Whether you’re an individual striving for financial independence, a business professional responsible for financial decisions, or someone keen on securing your financial future, this program is your pathway to financial success.

In an era where financial literacy is essential, the ability to manage your money wisely and make informed financial decisions is a valuable skill. This statement of attainment equips you with the essential knowledge and practical skills needed to take control of your finances, optimize your investments, and plan for a secure financial future.

Course Structure & Content:

There are ten lessons in total, as outlined below:

• Financial Terminology
• Planning and Managing your Money
• Borrowing Money – including for goods, home, other.  Loan types, overdrafts, credit cards, financing a business and more.
• All about Buying -What to look for, hidden traps, consumer protection, when to buy on credit or not, types of credit.
• The Money Market  and How it Works
• Investing – In housing, land, stocks, bonds, trust funds, antiques, business investments, insurance (annuities) and more.
• Superannuation -Lump sum, roll over etc.
• Cutting Costs.
• Banks – What they can do for you.
• Communication – How to deal with people in the financial work

This course covers the following and much more:

• Goals for financial management.
• Financial terminology/language.
• Financial statements.
• Budgeting.
• Cash flows.
• P&L, Balance sheet.
• Financial records.
• Problem solving.
• Why borrow?
• Types of loans/Sources of funds.
• Getting a mortgage to suit you.
• Credit card control.
• Debt Management.
• Do you need to buy?
• The best time to buy.
• Which is the cheapest?
• Buying and the law/Consumer protection.
• Buying a business.
• Buying property.
• Money market operations.
• What is an investment?
• Types of investments – Housing, land, stocks, bonds, trust funds, antiques business investments, insurance (annuities) and more.
• Buying shares.
• Spread your investment.
• Investment appraisals.
• A lifetime guide to money matters.
• Managing your cash, debt, insurance, housing, strategic planning.
• Making your own money.
• Using your money.
• Keeping your money.
• Counting your money.
• Enjoying your money.
• Investing in shares.
• Buying or starting a business.
• Handling lump sums.
• Investment options.
• Superannuation for:
  – Employees
  – Employers.
• Methods of cost saving.
• Alternative Living.
• Reducing the cost of credit.
• Use your property.
• Organizing your finances.
• E-commerce.
• Bank clearing house.
• Choosing a bank.
• Types of banks.
• Bank fees.
• Getting the most from your bank including reduced credit card rates.
• Dealing with financial experts, bank managers, accountants, and others in the financial world.
• Using the right financial terminology.

Learn Good Money Management for Small Businesses and for you personally with this financial management course.

• Learn how to accumulate, borrow, spend, invest and save money.
• Stop being a slave to money and learn how to make it work for you!

Few people are born with an innate ability to automatically maximise what they have got.  This course aims to improve your ability to make the right decisions about managing your money for a better financial future.

Throughout the course the student will develop their ability to make better decisions with respect to the following sorts of problems:

• How to better invest money.
• How to capitalize on your home
• How to buy more economically to cut food bills.
• How to minimize taxation.
• How to bulk buy to minimize costs.
• Deciding how much to keep in reserve for a “rainy day”.
• How often to restructure your personal budget.

All of these problems and more are dealt with throughout this comprehensive guide to money management.

As you embark on this educational journey, you’ll delve into the core principles of financial management, from budgeting and saving to investing and retirement planning. Whether you aim to secure your personal financial freedom, make sound financial choices within your organization, or help others achieve their financial goals, this program is meticulously designed to meet your needs.

At its core, financial management is about more than numbers; it’s about financial clarity, informed decision-making, and achieving your financial dreams. Join us on this enlightening journey, and together, let’s unlock the path to financial security and prosperity.

A Statement of Attainment in Financial Management can benefit a wide range of individuals and professionals across various stages of life and career paths. Here are specific groups of people who can benefit from this credential:

• Individuals Seeking Financial Literacy: Those who want to gain a deeper understanding of personal finance, including budgeting, saving, investing, and retirement planning, can use this credential to improve their financial literacy and make informed financial decisions.
• Students and Recent Graduates: College students and recent graduates can benefit from financial management training to prepare for responsible financial independence and plan for their financial futures.
• Young Professionals: Early-career professionals can use financial management skills to establish a strong financial foundation, manage student loans, and begin saving and investing for the future.
• Families and Parents: Parents and families can benefit from financial management knowledge to create and maintain household budgets, save for their children’s education, and plan for major expenses like homeownership.
• Entrepreneurs and Small Business Owners: Business owners and entrepreneurs can use financial management skills to effectively manage their business finances, optimize cash flow, and make informed financial decisions.
• Finance and Accounting Professionals: Finance and accounting professionals can enhance their expertise and qualifications by gaining a broader understanding of financial management principles.
• Mid-Career Professionals: Mid-career professionals looking to advance in their careers or transition into roles with financial responsibilities can benefit from financial management training.
• Retirement Planning: Individuals approaching retirement can use financial management knowledge to plan for a secure and comfortable retirement, including investment strategies and withdrawal planning.
• Career Changers: Those changing career paths or entering finance-related roles can use this credential to gain foundational knowledge and demonstrate their commitment to prospective employers.
• Consultants and Advisors: Financial advisors, consultants, and planners can expand their knowledge base and provide more comprehensive financial guidance to clients.
• Non-profit and Public Sector Professionals: Employees in non-profit organizations and government agencies can apply financial management principles to budgeting, grant management, and resource allocation.
• Continuing Education: Experienced professionals in various fields can pursue a Statement of Attainment in Financial Management to stay current with financial trends and best practices.

In summary, a Statement of Attainment in Financial Management is a versatile credential that can benefit individuals and professionals across various life stages and career paths. It equips individuals with essential financial management skills, empowering them to make informed decisions, achieve financial goals, and secure their financial futures.